Humana Vision Insurance

Humana Vision Insurance

Quality vision care for you and your family.

Regular eye care is an important part of maintaining your overall health. Through Lion Advantage, Southeastern employees can choose between two comprehensive vision plan options through Humana, with coverage for routine eye exams, glasses, contact lenses, and more.

Choose the vision plan that's right for you.

Employees may choose between the Low Plan and High Plan. Both provide coverage for routine eye care and eyewear, with the High Plan offering lower copays, higher allowances, and more frequent frame benefits.

 

Low Plan

  • Routine Eye Exam: $10 copay in-network
  • Single Vision, Bifocal & Trifocal Lenses: $20 copay in-network
  • Elective Contact Lenses: $130 allowance
  • Frames: $130 retail allowance
  • Eye Exams & Lenses: Once every 12 months
  • Frames: Once every 24 months

High Plan

  • Routine Eye Exam: $0 copay in-network
  • Single Vision, Bifocal & Trifocal Lenses: $10 copay in-network
  • Elective Contact Lenses: $180 allowance
  • Frames: $180 retail allowance
  • Eye Exams & Lenses: Once every 12 months
  • Frames: Once every 12 months

 

Both plans also provide benefits for medically necessary contact lenses and additional covered vision services.

Save more by using an in-network provider.

You can use an in-network or out-of-network vision provider, but you’ll generally receive the greatest benefit and have lower out-of-pocket costs when you stay in the Humana vision network.

Out-of-network services are reimbursed according to the plan’s applicable allowance, which means you may be responsible for a larger portion of the cost.

Use Humana’s provider directory to locate a participating vision provider near you.

Glasses or contacts? Know how your benefit works.

Both Humana vision plans provide benefits toward prescription lenses and frames as well as contact lenses.

If you choose elective contact lenses, the contact lens benefit is provided in lieu of frames and lenses for that benefit period. This means the plan does not provide both a contact lens benefit and a glasses benefit during the same applicable benefit period.

For medically necessary contact lenses, both plans provide full in-network coverage after the applicable copay, subject to plan provisions.

Vision Premiums

Vision premiums are deducted from your paycheck on a pre-tax basis. Your premium is determined by the plan and coverage tier you select.

Employees may select coverage for:

  • Employee Only
  • Employee + Spouse
  • Employee + Child(ren)
  • Employee + Family

Premiums are available for both 12-month and 10-month employees. Please refer to the Vision Plan Summary for current rates.

Have Questions?

For questions about your vision coverage, claims, participating providers, or other plan benefits, contact Humana or visit Humana’s website for additional information.

This is a summary of vision benefits and is not a complete listing of covered services. Please refer to the applicable Summary Plan Document for complete coverage details, limitations, and exclusions.